users.rb

- To hold registrations from U2F devices, and to authenticate them.
- Previously, `User#two_factor_enabled` was aliased to the
  `otp_required_for_login` column on `users`.
- This commit changes things a bit:
    - `User#two_factor_enabled` is not a method anymore
    - `User#two_factor_enabled?` checks both the
      `otp_required_for_login` column, as well as `U2fRegistration`s
    - Change all instances of `User#two_factor_enabled` to
      `User#two_factor_enabled?`
- Add the `u2f` gem, and implement registration/authentication at the
  model level.